Living Benefit

More than 95,000 people are confined to a qualified home health care program or long term care facility each year. At an average cost of $85 per day, the cost of long term care can easily exceed $30,000 per year.

More than 1,000,000 people will be diagnosed with a terminal illness this year. The rising cost of medical care and hospitalization can rapidly exceed your medical insurance's lifetime benefits.

Without proper planning, you family's financial future may be seriously jeopardized. Your savings and personal assets might need to be liquidated just to cover these unexpected medical costs. WSA developed the Living Benefit to address these concerns.

Under this benefit, WSA Fraternal Life will pay:

Long Term Care Actual Cost* or Up to 4% of the face amount of the Whole Life certificate on a monthly basis up to a maximum of 50%* of the original face amount of the Whole Life certificate if the member is confined to a qualified home health care program or confined to a qualified long term care facility.
Terminal Illness Up to 50%* of the original face amount of the Whole Life certificate providing the member is diagnosed as terminal for any of the determined dreaded illnesses.

How do I qualify?

Catastrophic Illness and Long-Term Care Coverage has become very popular in recent years. It is being sold as a special policy and coverage, often at substantial premiums by numerous insurers. At WSA however, this valuable coverage is provided as another no-cost benefit to Integrity Plus certificate holders after the first anniversary of their whole life certificate ($50,000 minimum face amount).

About Fraternal BenefitsNewborn benefitOrphan benefit
Scholarship benefitLiving benefitModal premium benefitNursing home benefit

800-WSA-LIFE or (303) 451-1494
800-WSA-LIFE
303-451-1494
FAX - 303-451-5112
Visit beautiful Colorado!
11265 Decatur Street
Suite 100
Westminster, CO 80234
We want to hear from you!
Mail:
PO Box 351920
Westminster, CO 80035-1920
We want to hear from you!
E-mail:
info@wsalife.com